Missing a payment due date can result in a late fee and may affect the interest you owe. Here's what to expect — and what to do next.
What happens immediately:
A late fee of up to $40 is charged to your account (the exact fee will not exceed the remaining minimum due for that billing cycle).
If you don't pay your balance in full, interest begins accruing on your outstanding balance.
What happens if I miss multiple payments?
Each additional missed payment may result in another late fee and continued interest charges. The longer the balance goes unpaid, the more it can grow — catching up sooner saves you money.
How to get back on track:
Open the Tilt app and go to the Credit Card tab.
Tap Make a payment and pay at least the minimum due as soon as possible.
Once you've made a payment, your account returns to current standing.
What about my credit score?
Tilt reports account activity to all 3 major credit bureaus. A missed payment may be reported and could negatively impact your credit score. Paying promptly limits the impact.
Need help making a payment?
If you're going through a hardship and can't make a payment, contact us. We want to help you find a path forward.